Christian School Funding Guide 2026

BySchool Choice USA Editorial Team··Editorial Policy

Families choosing Christian education have more funding options than ever. From state ESA programs to SGO scholarships and church-based grants, here's how to make faith-based education affordable.

6 Funding Sources for Christian Schools

Education Savings Accounts (ESAs)

State-funded accounts providing $5,000-$17,000+ per student annually. Usable at any accredited Christian school. 15+ states offer ESA programs with many having universal eligibility.

ESA Guide →

Scholarship Granting Organizations (SGOs)

Nonprofits funded by tax-credit donations that award scholarships for private school tuition. Many SGOs specifically serve faith-based schools. The federal Education Freedom Tax Credit (Section 25F) provides up to $1,700 in credits for SGO donors.

Browse 125+ SGOs →

Church & Denominational Scholarships

Many churches, dioceses, and denominational organizations offer tuition assistance for member families. Catholic dioceses, Lutheran Church-Missouri Synod, and Southern Baptist Convention all have scholarship programs. Ask your church leadership about available funds.

State Tax Credit Scholarships

In 18+ states, individuals and corporations receive tax credits for donating to scholarship funds. These scholarships are then awarded to qualifying students attending private schools, including Christian schools.

Check Your State →

529 Education Savings Plans

Tax-advantaged accounts that allow up to $10,000/year for K-12 private school tuition. Available in all 50 states. Contributions may be state tax-deductible.

ESA vs 529 Comparison →

School-Based Financial Aid

Most Christian schools offer need-based aid, merit scholarships, pastoral discounts, multi-child discounts, and tuition payment plans. Always inquire during the admissions process.

Find Schools →

Find Funding for Your Christian School

Check your state's ESA program and search our SGO directory to find scholarships available to your family.